David is a CERTIFIED FINANCIAL PLANNER® practitioner, CHARTERED RETIREMENT PLAN SPECIALIST®, Accredited Investment Fiduciary ®, Registered Securities Principal and Registered Municipal Principal. He is also a licensed life and disability insurance agent and an Investment Advisor Representative with Cetera Advisor Networks. Cetera Advisor Networks is a full service Broker/Dealer, member FINRA/SIPC and Registered Investment Advisor, providing financial planning, investment advice and brokerage services.
David entered the financial services industry in 1996 and built a clientele comprised mainly of professionals and small business owners. In his practice, emphasis is placed on providing the education and information clients need to make intelligent investment decisions. He works closely with each individual, helping clients work towards their financial goals. David has built a solid reputation by providing quality service and always putting his clients’ interest first.
David’s work ethics are based on seven principals, which are: Integrity, Objectivity, Competence, Fairness, Confidentiality, Professionalism and Diligence. His services extend beyond investments into retirement, life insurance, estate planning and college planning.
He is a member of the Financial Planning Association and the Financial Services Institute. He continues to further his education through classes and seminars to increase the value he brings to his clients. David offers both fee-based and commission based financial planning, which ever is best for the client. CA Insurance License #0C00462
As a Christian, David believes he should serve his clients as though he is serving the Lord.