Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.